French Montana is accusing record labels of embracing street violence related to their artists, and actually capitalizing off rappers’ deaths.

Comparing his entry point to today‘s star rappers, French told Academic … record labels are now taking life insurance out on artists in anticipation of them being killed in action.

French says when he began buzzing in the late 2000s through NYC aficionados Max B. and Dame Greaselabels and artists actually distanced themselves from street drama but now they’ve learned how to monetize the murders.

Over the past few years, rappers such as Pop Smoke, King Von and Drakeo The Ruler were all killed … and subsequently had albums released posthumously to the public.

French also says today’s rap game is more dangerous than in the past, and blames social media for escalating the beefs saying, “One day a full war [can] go on.”

Fellow NYC-bred rap stars Nas and Jim Jones have both sided in the past with French and his notion that being a rapper is the world’s “most dangerous” job.

We recently caught him in NY as he broken down the complicated culture … reacting to his friend/collaborator Lil Tjay’s shooting. His message: urging all hip hop artists and entourages to stay safe.